1557-AE59 201904 Unified Agenda of Federal Regulatory and Deregulatory Actions 1557 Comptroller of the Currency OCC 1500 Department of the Treasury TREAS Regulatory Capital Rule: Capital Simplification for Qualifying Community Banking Organizations

The OCC, FRB, and FDIC issued a proposed rule that would provide for a simple measure of capital adequacy for certain community banking organizations, consistent with section 201 of EGRRCPA.  Most depository institutions and depository institution holding companies that have less than $10 billion in total consolidated assets, that
meet certain qualifying criteria, and that have a community bank leverage ratio (CBLR) of greater than 9 percent would be eligible to opt into a community bank leverage ratio framework. Banking organizations that elect to use the CBLR and that maintain a CBLR of greater than 9 percent would not be subject to other risk-based and leverage capital requirements and would be considered to have met the "well capitalized" ratio requirements for purposes of section 38 of the Federal Deposit Insurance Act and regulations implementing that section, as applicable, and the generally applicable capital requirements under the agencies’ capital rule.

]]> Substantive, Nonsignificant First Time Published in The Unified Agenda Final Rule Stage Undetermined No Independent agency 12 CFR 1 12 CFR 3 12 CFR 5 12 CFR 6 12 CFR 23 12 CFR 24 12 CFR 32 12 CFR 34 12 CFR 160 12 CFR 192 12 U.S.C. 1 et seq. 12 U.S.C. 24 (Seventh) 12 U.S.C. 24 (Tenth) 12 U.S.C. 24 (Eleventh) 12 U.S.C. 24a 12 U.S.C. 25b 12 U.S.C. 29 12 U.S.C. 84 12 U.S.C. 93a 12 U.S.C. 161 12 U.S.C. 215a-2 12 U.S.C. 215a-3 12 U.S.C. 371 12 U.S.C. 481 12 U.S.C. 1462 12 U.S.C. 1462a 12 U.S.C. 1463 12 U.S.C. 1464 12 U.S.C. 1464u 12 U.S.C. 1465 12 U.S.C. 1467a 12 U.S.C. 1701j-3 12 U.S.C. 1818 12 U.S.C. 1828 12 U.S.C. 1828(n) 12 U.S.C. 1828(o) 12 U.S.C. 1828 (note) 12 U.S.C. 1831n (note) 12 U.S.C. 1831o 12 U.S.C. 1835 12 U.S.C. 2901 et seq. 12 U.S.C. 3331 et seq. 12 U.S.C. 3803 12 U.S.C. 3806 12 U.S.C. 3907 12 U.S.C. 3909 12 U.S.C. 5101 et seq. 12 U.S.C. 5412(b)(2)(b) 15 U.S.C. 78c 15 U.S.C. 78l 15 U.S.C. 78m 15 U.S.C. 78n 15 U.S.C. 78w 15 U.S.C. 1639h 42 U.S.C. 4106 No NPRM 02/08/2019 84 FR 3062 NPRM Comment Period End 04/09/2019 Final Rule 07/00/2019 No None No No https://www.regulations.gov/docket?D=OCC-2018-0040 https://www.regulations.gov/docket?D=OCC-2018-0040 No No Carl Kaminski Assistant Director 1557 Comptroller of the Currency OCC 202 649-5490 carl.kaminski@occ.treas.gov Chief Counsel's Office, 400 7th Street SW, Washington DC 20219 Daniel Perez Counsel 1557 Comptroller of the Currency OCC 202 649-6718 daniel.perez@occ.treas.gov Chief Counsel's Office, 400 7th Street SW., Washington DC 20219