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    <RIN_INFO>
        <RIN>1557-AE34</RIN>
        <PUBLICATION>
            <PUBLICATION_ID>201904</PUBLICATION_ID>
            <PUBLICATION_TITLE>Unified Agenda of Federal Regulatory and Deregulatory Actions</PUBLICATION_TITLE>
        </PUBLICATION>
        <AGENCY>
            <CODE>1557</CODE>
            <NAME>Comptroller of the Currency</NAME>
            <ACRONYM>OCC</ACRONYM>
        </AGENCY>
        <PARENT_AGENCY>
            <CODE>1500</CODE>
            <NAME>Department of the Treasury</NAME>
            <ACRONYM>TREAS</ACRONYM>
        </PARENT_AGENCY>
        <RULE_TITLE>Reforming the Community Reinvestment Act Regulatory Framework</RULE_TITLE>
        <ABSTRACT><![CDATA[<!DOCTYPE html>
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<p>The OCC issued an ANPRM regarding options for modernizing the current regulations designed to carry out the purposes of the Community Reinvestment Act (CRA).&nbsp; A new approach to CRA could bring clarity, transparency, and less burden for regulated financial institutions and consumers, while providing flexibility to these institutions in meeting the banking needs of the communities that they serve.</p>
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        <PRIORITY_CATEGORY>Substantive, Nonsignificant</PRIORITY_CATEGORY>
        <RIN_STATUS>Previously Published in The Unified Agenda</RIN_STATUS>
        <RULE_STAGE>Proposed Rule Stage</RULE_STAGE>
        <MAJOR>Undetermined</MAJOR>
        <UNFUNDED_MANDATE_LIST>
            <UNFUNDED_MANDATE>Undetermined</UNFUNDED_MANDATE>
        </UNFUNDED_MANDATE_LIST>
        <EO_13771_DESIGNATION>Independent agency</EO_13771_DESIGNATION>
        <CFR_LIST>
            <CFR>12 CFR 25</CFR>
            <CFR>12 CFR 195</CFR>
        </CFR_LIST>
        <LEGAL_AUTHORITY_LIST>
            <LEGAL_AUTHORITY>12 U.S.C. 21</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 22</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 26</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 27</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 30</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 36</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 93(a)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 161</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 215</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 215(a)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 481</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1462(a)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1463</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1464</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1814</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1816</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1828(c)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 1835(a)</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 2901 to 2908</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 3101 to 3111</LEGAL_AUTHORITY>
            <LEGAL_AUTHORITY>12 U.S.C. 5412(b)(2)(B)</LEGAL_AUTHORITY>
        </LEGAL_AUTHORITY_LIST>
        <LEGAL_DLINE_LIST/>
        <RPLAN_ENTRY>No</RPLAN_ENTRY>
        <TIMETABLE_LIST>
            <TIMETABLE>
                <TTBL_ACTION>ANPRM</TTBL_ACTION>
                <TTBL_DATE>09/05/2018</TTBL_DATE>
                <FR_CITATION>83 FR 45053</FR_CITATION>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>ANPRM Comment Period End</TTBL_ACTION>
                <TTBL_DATE>11/19/2018</TTBL_DATE>
            </TIMETABLE>
            <TIMETABLE>
                <TTBL_ACTION>NPRM</TTBL_ACTION>
                <TTBL_DATE>06/00/2019</TTBL_DATE>
            </TIMETABLE>
        </TIMETABLE_LIST>
        <RFA_REQUIRED>Undetermined</RFA_REQUIRED>
        <GOVT_LEVEL_LIST>
            <GOVT_LEVEL>Undetermined</GOVT_LEVEL>
        </GOVT_LEVEL_LIST>
        <FEDERALISM>Undetermined</FEDERALISM>
        <ENERGY_AFFECTED>No</ENERGY_AFFECTED>
        <FURTHER_INFO_URL>https://www.regulations.gov/docket?D=OCC-2018-0008</FURTHER_INFO_URL>
        <PUBLIC_COMMENT_URL>https://www.regulations.gov/docket?D=OCC-2018-0008</PUBLIC_COMMENT_URL>
        <PRINT_PAPER>No</PRINT_PAPER>
        <INTERNATIONAL_INTEREST>No</INTERNATIONAL_INTEREST>
        <AGENCY_CONTACT_LIST>
            <CONTACT>
                <FIRST_NAME>Karen</FIRST_NAME>
                <LAST_NAME>McSweeney</LAST_NAME>
                <TITLE>Special Counsel</TITLE>
                <AGENCY>
                    <CODE>1557</CODE>
                    <NAME>Comptroller of the Currency</NAME>
                    <ACRONYM>OCC</ACRONYM>
                </AGENCY>
                <PHONE>202 649-5490</PHONE>
                <EMAIL>karen.mcsweeney@occ.treas.gov</EMAIL>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>Chief Counsel&apos;s Office, 400 7th Street SW.,</STREET_ADDRESS>
                    <CITY>Washington</CITY>
                    <STATE>DC</STATE>
                    <ZIP>20219</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
            <CONTACT>
                <FIRST_NAME>Allison</FIRST_NAME>
                <LAST_NAME>Hester-Haddad</LAST_NAME>
                <TITLE>Special Counsel</TITLE>
                <AGENCY>
                    <CODE>1557</CODE>
                    <NAME>Comptroller of the Currency</NAME>
                    <ACRONYM>OCC</ACRONYM>
                </AGENCY>
                <PHONE>202 649-7810</PHONE>
                <EMAIL>allison.hester-haddad@occ.treas.gov</EMAIL>
                <MAILING_ADDRESS>
                    <STREET_ADDRESS>Chief Counsel&apos;s Office, 400 7th Street SW,</STREET_ADDRESS>
                    <CITY>Washington</CITY>
                    <STATE>DC</STATE>
                    <ZIP>20219</ZIP>
                </MAILING_ADDRESS>
            </CONTACT>
        </AGENCY_CONTACT_LIST>
    </RIN_INFO>
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